Orange County

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Lending Laws

Learn about the lending laws in place to protect borrowers.

Whether you are a consumer, homeowner, homebuyer or renter, make sure you understand the laws that are in place to protect you against fraudulent lending or reporting. 

Some of the most common laws are: The Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act, and Equal Credit Opportunity Act offer protection from surreptitious and discriminatory practices.

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Public Law Center on Bankruptcy

PLC provides assistance to debtors filing for Chapter 7 bankruptcy relief. We will assist clients filing on their own (pro se), through clinics and consultation with staff attorneys. We also refer cases to pro bono attorneys who will represent Chapter 7 debtors for free from the beginning to the end of the case. In collaboration with the Orange County Bar Association, PLC coordinates a clinic for Chapter 7 debtors who have already filed their bankruptcy and have run into roadblocks during the course of their case.

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Legal Aid society of Orange County

LASOC and CLS provide free and low-cost civil legal services to low-income families, individuals and senior citizens in Orange and Southeast Los Angeles Counties.

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Consumer Financial Protection Bureau

Do you have information about a company that you think has violated federal consumer financial laws? Are you a current or former employee of such a company, an industry insider who knows about such a company, or even a competitor being unfairly undercut by such a company? If so, the CFPB wants to hear from you. Tipsters and whistleblowers are encouraged to send information about what they know to whistleblower@cfpb.gov.

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